Setting up your vPin account is an easy and straight forward process, follow these simple steps outlined below.
Sign up for a free account
A verification email will be sent to you
Add your bank account for payouts
Set your transaction Pin
Add funds to your wallet
Shop with ease online & offline
You can start earning residual income when you signup on vPin by following these 3 simple steps
Earn up to 15% cashback from your referrals each time they subscribe to a premium plan
Website owners can now accept payment online by extending our wallet service through our simple API calls
You can interact with our API to debit, credit or check member wallet by extending our wallet services on your website.Apply Now
Transfering funds from your wallet to any part of the world just got a whole lot easier. You can transact in your local currency and funds will be converted to recipient's local currency which they can withdraw to their bank account instantlyRegister
You can pay for goods and services on approved merchants sites with our easy "Pay With vPin" online payment solution for websites, shopping carts and online storesRegister
vPin is a multifunctional prepaid pin distribution payment system. With vPin, you can send and receive funds directly to your bank account, buy and sell recharge cards, pay utility bills, cable subscription, make online and offline payment, and offer web wallet services.
Because vPin is a prepaid pin solution, there are no network glitches or provider service timeout that might result in false positive transactions where you are debited but the transaction was declined. The pin already contains the amount for which it was created and can only be used once.
Your financial details are protected when you use vPin, as you only need a securely generated 6 digit pin code with a compulsory OTP for any kind of transaction ranging from online payment to offline cash-back disbursement system.
Transferring money to a family member abroad? Simply create a pin for the desired amount and send to your recipient. vPin’s unique funds transfer process can cater to friends and family outside Nigeria
"Pay With vPin" online payment solution provides a rich array of payment options to choose from, you can either pay with a generated pin code for the required amount or simply choose to debit your wallet directly through our secure channel on approved merchants' website.
OTP (One Time Password) verification is required for any transaction alongside your secured transaction pin. OTP will be sent to your registered email and phone number before finalising any transaction either online or offline.
vPin offers a 15% cash-back reward for every membership subscription that is geared towards helping you save as you spend
Individuals and physical store owners can sign up for the merchant package which gives them the rights to vend and redeem vPins like a local POS cash-back service. This as a disruptive use case can put an end to the POS-CARD era with all its inconsistencies and network glitches which in turn often results in false positive transactions where the customer is debited whereas the transaction was declined. As a vPin merchant, all vPins are already prepaid and contain their specific value and can only be redeemed once just like the mobile recharge cards we use today. vPin merchants can also fund member wallets, create and sell vPins to those who can’t create one or don’t have a vPin account, access to online banking or simply have cash at hand and can’t be bothered with going to the bank and would like to send money across to their family and friends in another country, state or city, they can walk up to a vPin merchant, purchase a vPin for any amount required and send to their beneficiary via text or phone call. In remote areas where most NYSC camps are situated, vPin merchants can redeem vPins for instant cash.
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