vPin is a multifunctional prepaid pin distribution payment system. With vPin, you can send and receive funds directly to your bank account, buy and sell recharge cards, pay utility bills, cable subscription, make online and offline payment, and offer web wallet services.
Website owners can now accept payments online by extending our wallet service through our simple API calls. You can interact with our API to debit, credit or check member wallet balance by extending our wallet services API on your website. Apply Now
Individuals and physical store owners can sign up for the merchant package which gives them the
rights to vend and redeem vPins like a local POS cash-back service. This as a disruptive use
case can put an end to the POS-CARD era with all its inconsistencies and network glitches which in turn often
results in false positive transactions where the customer is debited whereas the transaction was declined.
As a vPin merchant, all vPins are already prepaid and contain their specific value and can only be redeemed
once just like the mobile recharge cards we use today. vPin merchants can also fund member wallets,
create and sell vPins to those who can’t create one or don’t have a vPin account,
access to online banking or simply have cash at hand and can’t be bothered with going to the bank and
would like to send money across to their family and friends in another country, state or city,
they can walk up to a vPin merchant, purchase a vPin for any amount required and send to their
beneficiary via text or phone call. In remote areas where most NYSC camps are situated,
vPin merchants can redeem vPins for instant cash.