vPin Merchant

Individuals and physical store owners can sign up for the merchant package which gives them the rights to vend and redeem vPins like a local POS cash-back service. This as a disruptive use case can put an end to the POS-CARD era with all its inconsistencies and network glitches which in turn often results in false positive transactions where the customer is debited whereas the transaction was declined. As a vPin merchant, all vPins are already prepaid and contain their specific value and can only be redeemed once just like the mobile recharge cards we use today. vPin merchants can also fund member wallets, create and sell vPins to those who can’t create one or don’t have a vPin account, access to online banking or simply have cash at hand and can’t be bothered with going to the bank and would like to send money across to their family and friends in another country, state or city, they can walk up to a vPin merchant, purchase a vPin for any amount required and send to their beneficiary via text or phone call. In remote areas where most NYSC camps are situated, vPin merchants can redeem vPins for instant cash.
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